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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,097 | $103,393-65.1% | $87,103-58.6% | $152,909-76.4% |
| Participation rate | 53.3% | 79.4%-26.0pp | 76.9%-23.5pp | 82.5%-29.1pp |
| Annual return | 58.11% | 28.10%+30.0pp | 28.19%+29.9pp | 345.46%-287.4pp |
| Employer contribution / active EE | $0 | $3,221-100.0% | $2,521-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $4,039 | $4,778-15.5% | $4,049-0.2% | $5,851-31.0% |
| Admin fee / account holder | $90 | $12,195-99.3% | $7,491-98.8% | $11,601-99.2% |