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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,759 | $45,872-61.3% | $77,100-77.0% | $68,490-74.1% |
| Participation rate | 71.8% | 55.9%+15.9pp | 67.9%+3.9pp | 67.9%+3.9pp |
| Annual return | -16.59% | 1.73%-18.3pp | 42.35%-58.9pp | -7.85%-8.7pp |
| Employer contribution / active EE | $0 | $1,650-100.0% | $2,815-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $3,306 | $2,963+11.6% | $4,430-25.4% | $4,028-17.9% |
| Admin fee / account holder | $1,873 | $3,041-38.4% | $5,443-65.6% | $5,403-65.3% |