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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,318 | $75,183-57.0% | $123,894-73.9% | $55,167-41.4% |
| Participation rate | 68.6% | 72.8%-4.2pp | 81.4%-12.8pp | 69.0%-0.4pp |
| Annual return | 9.21% | 19.01%-9.8pp | 47.52%-38.3pp | 169.23%-160.0pp |
| Employer contribution / active EE | $1,518 | $2,823-46.2% | $4,617-67.1% | $1,963-22.7% |
| Participant deferral / active EE | $5,289 | $5,084+4.0% | $5,984-11.6% | $3,054+73.2% |
| Admin fee / account holder | $3,035 | $663+358.1% | $8,357-63.7% | $504+502.3% |