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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,859 | $117,433-66.1% | $99,475-59.9% | $152,897-73.9% |
| Participation rate | 100.0% | 77.5%+22.5pp | 73.8%+26.2pp | 82.5%+17.5pp |
| Annual return | 18.53% | 31.87%-13.3pp | 30.72%-12.2pp | 345.43%-326.9pp |
| Employer contribution / active EE | $4,000 | $3,013+32.7% | $2,540+57.5% | $4,764-16.0% |
| Participant deferral / active EE | $0 | $4,086-100.0% | $3,619-100.0% | $5,851-100.0% |
| Admin fee / account holder | $381 | $7,634-95.0% | $6,252-93.9% | $11,599-96.7% |