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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,335 | $81,262-33.1% | $155,602-65.1% | $80,911-32.8% |
| Participation rate | 56.0% | 66.2%-10.2pp | 78.2%-22.2pp | 67.6%-11.6pp |
| Annual return | 14.11% | 33.34%-19.2pp | 64.81%-50.7pp | 35.63%-21.5pp |
| Employer contribution / active EE | $2,726 | $3,102-12.1% | $4,675-41.7% | $2,756-1.1% |
| Participant deferral / active EE | $4,651 | $3,451+34.8% | $5,629-17.4% | $4,297+8.2% |
| Admin fee / account holder | $10,400 | $7,992+30.1% | $15,923-34.7% | $6,935+50.0% |