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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,493 | $175,231-44.9% | $149,696-35.5% | $139,466-30.8% |
| Participation rate | 85.7% | 83.4%+2.3pp | 78.8%+6.9pp | 80.3%+5.4pp |
| Annual return | 19.34% | 166.77%-147.4pp | 134.46%-115.1pp | 373.66%-354.3pp |
| Employer contribution / active EE | $8,491 | $5,478+55.0% | $4,821+76.1% | $4,754+78.6% |
| Participant deferral / active EE | $3,958 | $6,521-39.3% | $5,682-30.3% | $6,712-41.0% |
| Admin fee / account holder | $680 | $16,155-95.8% | $13,212-94.9% | $11,409-94.0% |