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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $412,779 | $127,298+224.3% | $109,916+275.5% | $167,553+146.4% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.2%+25.8pp | 82.1%+17.9pp |
| Annual return | 18.69% | 22.97%-4.3pp | 29.46%-10.8pp | 478.89%-460.2pp |
| Employer contribution / active EE | $12,835 | $3,325+286.0% | $2,844+351.3% | $4,840+165.2% |
| Participant deferral / active EE | $17,333 | $4,513+284.1% | $4,047+328.3% | $6,343+173.3% |
| Admin fee / account holder | $5,872 | $7,119-17.5% | $6,069-3.2% | $12,316-52.3% |