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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,414 | $134,817-1.0% | $123,973+7.6% | $155,188-14.0% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 12.34% | 515.49%-503.2pp | 388.13%-375.8pp | 148.84%-136.5pp |
| Employer contribution / active EE | $326 | $4,425-92.6% | $4,126-92.1% | $4,248-92.3% |
| Participant deferral / active EE | $4,615 | $5,706-19.1% | $5,247-12.0% | $6,531-29.3% |
| Admin fee / account holder | $62,509 | $13,245+371.9% | $11,799+429.8% | $14,480+331.7% |