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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,911 | $148,629-26.7% | $135,982-19.9% | $139,487-21.9% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 8.25% | 79.33%-71.1pp | 68.32%-60.1pp | 373.84%-365.6pp |
| Employer contribution / active EE | $3,979 | $5,247-24.2% | $4,859-18.1% | $4,755-16.3% |
| Participant deferral / active EE | $11,666 | $8,102+44.0% | $7,760+50.3% | $6,713+73.8% |
| Admin fee / account holder | $2,186 | $12,406-82.4% | $10,767-79.7% | $11,407-80.8% |