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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,019 | $168,635-82.8% | $147,617-80.3% | $125,389-76.9% |
| Participation rate | 83.3% | 88.8%-5.4pp | 84.6%-1.3pp | 83.2%+0.1pp |
| Annual return | -4.95% | 77.65%-82.6pp | 61.98%-66.9pp | 282.24%-287.2pp |
| Employer contribution / active EE | $4,528 | $6,252-27.6% | $5,564-18.6% | $4,866-6.9% |
| Participant deferral / active EE | $8,984 | $5,507+63.1% | $4,895+83.5% | $5,352+67.9% |
| Admin fee / account holder | $951 | $13,580-93.0% | $11,612-91.8% | $9,541-90.0% |