See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 8-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $1,523 |
Filed as: WILSHIRE ASSOCIATES INC(USA) Service code 26 · EIN 95-2755361 | Advisory (Participants) | $687 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,983 | $91,407-73.8% | $135,903-82.4% | $71,457-66.4% |
| Participation rate | 60.9% | 75.7%-14.8pp | 81.9%-21.0pp | 67.9%-7.0pp |
| Annual return | 35.55% | 29.90%+5.7pp | 68.23%-32.7pp | 28.85%+6.7pp |
| Employer contribution / active EE | $2,849 | $3,703-23.1% | $4,856-41.3% | $2,588+10.1% |
| Participant deferral / active EE | $5,881 | $7,092-17.1% | $7,758-24.2% | $4,289+37.1% |
| Admin fee / account holder | $246 | $1,266-80.5% | $10,762-97.7% | $1,587-84.5% |