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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,697 | $95,915-65.9% | $79,580-58.9% | $134,532-75.7% |
| Participation rate | 83.3% | 75.0%+8.3pp | 69.5%+13.8pp | 81.2%+2.1pp |
| Annual return | -39.08% | -2.71%-36.4pp | 0.15%-39.2pp | 418.27%-457.4pp |
| Employer contribution / active EE | $0 | $3,129-100.0% | $2,413-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $15,326 | $4,693+226.5% | $3,985+284.5% | $6,401+139.4% |
| Admin fee / account holder | $4,678 | $9,132-48.8% | $6,835-31.6% | $11,429-59.1% |