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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,520 | $105,145-46.2% | $94,664-40.3% | $139,466-59.5% |
| Participation rate | 100.0% | 82.4%+17.6pp | 80.8%+19.2pp | 80.3%+19.7pp |
| Annual return | 7.68% | 38.09%-30.4pp | 156.84%-149.2pp | 373.66%-366.0pp |
| Employer contribution / active EE | $8,000 | $4,107+94.8% | $3,673+117.8% | $4,754+68.3% |
| Participant deferral / active EE | $10,240 | $7,599+34.8% | $7,417+38.1% | $6,712+52.6% |
| Admin fee / account holder | $10,056 | $8,972+12.1% | $7,222+39.2% | $11,409-11.9% |