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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,582 | $138,068+6.2% | $125,358+16.9% | $134,493+9.0% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -20.76% | 750.30%-771.1pp | 572.03%-592.8pp | 418.01%-438.8pp |
| Employer contribution / active EE | $3,916 | $5,244-25.3% | $4,814-18.7% | $4,740-17.4% |
| Participant deferral / active EE | $13,940 | $7,799+78.7% | $7,447+87.2% | $6,400+117.8% |
| Admin fee / account holder | $591 | $11,568-94.9% | $10,007-94.1% | $11,425-94.8% |