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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,179 | $138,114+3.7% | $125,391+14.2% | $134,545+6.4% |
| Participation rate | 66.7% | 84.5%-17.8pp | 82.4%-15.7pp | 81.2%-14.6pp |
| Annual return | -18.73% | 750.88%-769.6pp | 572.41%-591.1pp | 418.37%-437.1pp |
| Employer contribution / active EE | $3,382 | $5,246-35.5% | $4,816-29.8% | $4,742-28.7% |
| Participant deferral / active EE | $6,058 | $7,801-22.3% | $7,448-18.7% | $6,401-5.4% |
| Admin fee / account holder | $31,218 | $11,570+169.8% | $10,009+211.9% | $11,431+173.1% |