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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,800 | $175,259-69.3% | $149,723-64.1% | $139,487-61.4% |
| Participation rate | 66.7% | 83.4%-16.7pp | 78.8%-12.1pp | 80.3%-13.7pp |
| Annual return | 19.23% | 166.82%-147.6pp | 134.50%-115.3pp | 373.84%-354.6pp |
| Employer contribution / active EE | $1,718 | $5,478-68.6% | $4,821-64.4% | $4,755-63.9% |
| Participant deferral / active EE | $7,008 | $6,522+7.5% | $5,682+23.3% | $6,713+4.4% |
| Admin fee / account holder | $37 | $16,158-99.8% | $13,215-99.7% | $11,407-99.7% |