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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,058 | $90,607+128.5% | $79,467+160.6% | $135,380+52.9% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 82.6%+17.4pp |
| Annual return | -4.51% | 977.74%-982.2pp | 718.30%-722.8pp | 519.81%-524.3pp |
| Employer contribution / active EE | $34,019 | $3,068+1008.9% | $2,800+1114.8% | $4,779+611.9% |
| Participant deferral / active EE | $13,825 | $4,050+241.3% | $3,704+273.3% | $5,609+146.5% |
| Admin fee / account holder | $926 | $5,895-84.3% | $5,104-81.9% | $10,828-91.5% |