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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,260 | $184,000+37.6% | $162,185+56.2% | $152,909+65.6% |
| Participation rate | 83.3% | 88.5%-5.2pp | 87.6%-4.2pp | 82.5%+0.9pp |
| Annual return | 24.44% | 150.80%-126.4pp | 115.61%-91.2pp | 345.46%-321.0pp |
| Employer contribution / active EE | $6,583 | $6,370+3.3% | $5,613+17.3% | $4,764+38.2% |
| Participant deferral / active EE | $13,397 | $8,033+66.8% | $7,297+83.6% | $5,851+128.9% |
| Admin fee / account holder | $43,179 | $13,124+229.0% | $10,844+298.2% | $11,601+272.2% |