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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,361 | $107,809+65.4% | $97,032+83.8% | $155,188+14.9% |
| Participation rate | 100.0% | 75.5%+24.5pp | 71.6%+28.4pp | 80.8%+19.2pp |
| Annual return | 18.17% | 38.06%-19.9pp | 35.38%-17.2pp | 148.84%-130.7pp |
| Employer contribution / active EE | $13,344 | $2,911+358.4% | $2,629+407.6% | $4,248+214.1% |
| Participant deferral / active EE | $9,435 | $5,129+83.9% | $4,672+101.9% | $6,531+44.5% |
| Admin fee / account holder | $7,887 | $10,717-26.4% | $9,418-16.3% | $14,480-45.5% |