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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,361 | $97,125+83.6% | $86,233+106.8% | $137,256+29.9% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 18.17% | 74.19%-56.0pp | 61.39%-43.2pp | 220.34%-202.2pp |
| Employer contribution / active EE | $13,344 | $2,841+369.6% | $2,504+432.8% | $4,156+221.1% |
| Participant deferral / active EE | $9,435 | $5,180+82.2% | $4,559+106.9% | $6,407+47.3% |
| Admin fee / account holder | $7,887 | $9,725-18.9% | $8,342-5.5% | $12,270-35.7% |