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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,361 | $108,882+63.8% | $96,754+84.3% | $154,746+15.3% |
| Participation rate | 100.0% | 75.1%+24.9pp | 70.3%+29.7pp | 80.7%+19.3pp |
| Annual return | 18.17% | 98.39%-80.2pp | 82.04%-63.9pp | 172.34%-154.2pp |
| Employer contribution / active EE | $13,344 | $3,018+342.1% | $2,679+398.1% | $4,379+204.7% |
| Participant deferral / active EE | $9,435 | $5,323+77.3% | $4,758+98.3% | $6,730+40.2% |
| Admin fee / account holder | $7,887 | $10,200-22.7% | $8,905-11.4% | $14,365-45.1% |