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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,621 | $176,105-33.2% | $159,474-26.2% | $167,536-29.8% |
| Participation rate | 55.6% | 85.0%-29.4pp | 82.8%-27.3pp | 82.1%-26.6pp |
| Annual return | 19.95% | 331.91%-312.0pp | 263.68%-243.7pp | 478.82%-458.9pp |
| Employer contribution / active EE | $3,908 | $5,299-26.3% | $4,831-19.1% | $4,839-19.2% |
| Participant deferral / active EE | $8,136 | $7,751+5.0% | $7,353+10.6% | $6,342+28.3% |
| Admin fee / account holder | $43,945 | $12,559+249.9% | $10,802+306.8% | $12,315+256.9% |