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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,613 | $154,228-22.4% | $145,433-17.8% | $137,256-12.9% |
| Participation rate | 0.0% | 83.8%-83.8pp | 82.1%-82.1pp | 80.0%-80.0pp |
| Annual return | 13.23% | 74.59%-61.4pp | 66.58%-53.3pp | 220.34%-207.1pp |
| Employer contribution / active EE | $3,874 | $4,804-19.4% | $4,554-14.9% | $4,156-6.8% |
| Participant deferral / active EE | $6,521 | $8,216-20.6% | $7,897-17.4% | $6,407+1.8% |
| Admin fee / account holder | $14,371 | $14,344+0.2% | $13,129+9.5% | $12,270+17.1% |