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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,386 | $75,962-15.2% | $154,108-58.2% | $64,173+0.3% |
| Participation rate | 96.7% | 70.4%+26.3pp | 83.0%+13.6pp | 69.6%+27.1pp |
| Annual return | -9.85% | 30.32%-40.2pp | 735.21%-745.1pp | 7.63%-17.5pp |
| Employer contribution / active EE | $5,837 | $3,350+74.2% | $5,298+10.2% | $2,381+145.2% |
| Participant deferral / active EE | $3,920 | $3,175+23.5% | $5,081-22.8% | $3,470+13.0% |
| Admin fee / account holder | $3,116 | $5,589-44.3% | $13,411-76.8% | $4,887-36.3% |