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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,936 | $56,197-44.9% | $67,652-54.3% | $59,633-48.1% |
| Participation rate | 47.3% | 71.5%-24.2pp | 75.7%-28.4pp | 68.7%-21.4pp |
| Annual return | -1.36% | 18508.10%-18509.5pp | 6625.40%-6626.8pp | 2041.45%-2042.8pp |
| Employer contribution / active EE | $708 | $1,615-56.2% | $2,266-68.8% | $2,203-67.9% |
| Participant deferral / active EE | $1,304 | $2,844-54.1% | $3,560-63.4% | $3,192-59.1% |
| Admin fee / account holder | $695 | $3,958-82.4% | $4,821-85.6% | $4,297-83.8% |