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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,126 | $98,776-49.3% | $149,745-66.5% | $79,856-37.2% |
| Participation rate | 76.6% | 75.8%+0.8pp | 82.5%-5.9pp | 69.6%+7.0pp |
| Annual return | 153.45% | 27.38%+126.1pp | 276.72%-123.3pp | 31.71%+121.7pp |
| Employer contribution / active EE | $3,768 | $3,217+17.1% | $4,646-18.9% | $2,471+52.5% |
| Participant deferral / active EE | $7,353 | $5,681+29.4% | $6,843+7.5% | $3,741+96.6% |
| Admin fee / account holder | $4,056 | $6,053-33.0% | $9,312-56.4% | $5,306-23.6% |