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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,528 | $103,949-4.3% | $69,182+43.9% | $273,970-63.7% |
| Participation rate | 22.2% | 67.4%-45.1pp | 55.1%-32.9pp | 83.0%-60.8pp |
| Annual return | 8.23% | 35.28%-27.0pp | -21.93%+30.2pp | 41.46%-33.2pp |
| Employer contribution / active EE | $505 | $1,783-71.7% | $1,206-58.1% | $4,869-89.6% |
| Participant deferral / active EE | $3,003 | $2,716+10.6% | $1,897+58.3% | $5,287-43.2% |
| Admin fee / account holder | $14 | $3,671-99.6% | $2,697-99.5% | $10,132-99.9% |