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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,634 | $127,790-36.1% | $106,555-23.4% | $167,536-51.3% |
| Participation rate | 88.9% | 78.3%+10.6pp | 76.1%+12.8pp | 82.1%+6.8pp |
| Annual return | 24.73% | 33.88%-9.1pp | 26.80%-2.1pp | 478.82%-454.1pp |
| Employer contribution / active EE | $16,273 | $3,428+374.8% | $2,819+477.2% | $4,839+236.3% |
| Participant deferral / active EE | $1,650 | $5,088-67.6% | $4,399-62.5% | $6,342-74.0% |
| Admin fee / account holder | $3,018 | $11,229-73.1% | $7,408-59.3% | $12,315-75.5% |