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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,578 | $176,120-80.4% | $159,487-78.3% | $167,553-79.4% |
| Participation rate | 50.0% | 85.0%-35.0pp | 82.8%-32.8pp | 82.1%-32.1pp |
| Annual return | 18.09% | 331.95%-313.9pp | 263.71%-245.6pp | 478.89%-460.8pp |
| Employer contribution / active EE | $2,713 | $5,299-48.8% | $4,831-43.8% | $4,840-43.9% |
| Participant deferral / active EE | $14,157 | $7,752+82.6% | $7,354+92.5% | $6,343+123.2% |
| Admin fee / account holder | $566 | $12,561-95.5% | $10,804-94.8% | $12,316-95.4% |