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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,180 | $54,370+16.2% | $82,763-23.7% | $68,490-7.8% |
| Participation rate | 49.0% | 63.9%-14.9pp | 72.6%-23.5pp | 67.9%-18.9pp |
| Annual return | -17.51% | -13.67%-3.8pp | 702.45%-720.0pp | -7.85%-9.7pp |
| Employer contribution / active EE | $2,455 | $2,219+10.6% | $3,008-18.4% | $2,597-5.5% |
| Participant deferral / active EE | $4,111 | $3,247+26.6% | $4,395-6.5% | $4,028+2.1% |
| Admin fee / account holder | $8,458 | $4,398+92.3% | $5,325+58.8% | $5,403+56.5% |