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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,720 | $198,461-25.6% | $170,436-13.3% | $147,585+0.1% |
| Participation rate | 87.5% | 88.0%-0.5pp | 83.6%+3.9pp | 82.8%+4.7pp |
| Annual return | 19.05% | 257.30%-238.3pp | 205.94%-186.9pp | 578.57%-559.5pp |
| Employer contribution / active EE | $10,355 | $6,184+67.5% | $5,433+90.6% | $4,876+112.4% |
| Participant deferral / active EE | $6,332 | $5,629+12.5% | $4,939+28.2% | $5,439+16.4% |
| Admin fee / account holder | $2,336 | $16,852-86.1% | $13,880-83.2% | $10,885-78.5% |