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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,918 | $138,102-68.2% | $125,381-65.0% | $134,532-67.4% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -21.30% | 750.73%-772.0pp | 572.31%-593.6pp | 418.27%-439.6pp |
| Employer contribution / active EE | $4,399 | $5,245-16.1% | $4,815-8.6% | $4,741-7.2% |
| Participant deferral / active EE | $17,338 | $7,801+122.3% | $7,448+132.8% | $6,401+170.9% |
| Admin fee / account holder | $2,483 | $11,568-78.5% | $10,007-75.2% | $11,429-78.3% |