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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,046 | $95,188+25.1% | $76,518+55.6% | $135,379-12.1% |
| Participation rate | 63.6% | 74.4%-10.8pp | 68.0%-4.4pp | 82.6%-19.0pp |
| Annual return | 2.26% | 4.85%-2.6pp | -0.27%+2.5pp | 519.79%-517.5pp |
| Employer contribution / active EE | $676 | $3,303-79.5% | $2,647-74.5% | $4,779-85.9% |
| Participant deferral / active EE | $823 | $4,640-82.3% | $3,836-78.6% | $5,609-85.3% |
| Admin fee / account holder | $10 | $6,249-99.8% | $4,849-99.8% | $10,828-99.9% |