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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,705 | $106,005-20.1% | $92,239-8.2% | $147,585-42.6% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 4.00% | 50.05%-46.0pp | 176.29%-172.3pp | 578.58%-574.6pp |
| Employer contribution / active EE | $3,160 | $4,333-27.1% | $3,680-14.1% | $4,876-35.2% |
| Participant deferral / active EE | $4,954 | $4,478+10.6% | $3,897+27.1% | $5,439-8.9% |
| Admin fee / account holder | $3,232 | $6,333-49.0% | $5,194-37.8% | $10,886-70.3% |