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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,032 | $73,863-89.1% | $143,797-94.4% | $68,490-88.3% |
| Participation rate | 70.3% | 66.7%+3.6pp | 80.3%-10.0pp | 67.9%+2.4pp |
| Annual return | -18.96% | 0.91%-19.9pp | -0.04%-18.9pp | -7.85%-11.1pp |
| Employer contribution / active EE | $1,858 | $3,185-41.7% | $4,952-62.5% | $2,597-28.5% |
| Participant deferral / active EE | $1,645 | $3,385-51.4% | $5,638-70.8% | $4,028-59.1% |
| Admin fee / account holder | $318 | $5,756-94.5% | $14,679-97.8% | $5,403-94.1% |