Retirement plan

ROSENE, PICKHINKE, PETERS & CO. EMPLOYEE 401(K) PROFIT SHARING PLAN & TRUST

Name: ROSENE, PICKHINKE, PETERS & CO PC - ROSENE, PICKHINKE, PETERS & CO. EMPLOYEE 401(K) PROFIT SHARING PLAN & TRUST (2023) Form 5500
Creator: ROSENE, PICKHINKE, PETERS & CO PC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ROSENE, PICKHINKE, PETERS & CO. EMPLOYEE 401(K) PROFIT SHARING PLAN & TRUST, ROSENE, PICKHINKE, PETERS & CO PC

ROSENE, PICKHINKE, PETERS & CO PCEIN 26-3038696Plan #001PY 2023

PO BOX 1333 - STORM LAKE, IA 50588712-732-1419rosenecpa.comLinkedIn11-50 employeesaccounting

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$2.6M

+26.1% from 2022

Total participants

+4.8% from 2022

Average account balance

$116,164

+20.3% from 2022

Annual return

19.99%

+38.07 pp from 2022

Benchmarks

See 139,766 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants<25

Cohort139,766 peers

Snapshot2023

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$3.14M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$143K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

137.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$177K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$11K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+16.00%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2J3D

Plan features

2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$40K

$2353 / participant

Other / not subdivided$40K100.0%

% of EOY assets

1.565%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$116,164

$148,623-21.8%

$135,974-14.6%

$139,466-16.7%

Participation rate

100.0%

83.9%+16.1pp

81.9%+18.1pp

80.3%+19.7pp

Annual return

19.99%

79.30%-59.3pp

68.30%-48.3pp

373.66%-353.7pp

Employer contribution / active EE

$2,269

$5,246-56.8%

$4,859-53.3%

$4,754-52.3%

Participant deferral / active EE

$7,338

$8,103-9.4%

$7,760-5.4%

$6,712+9.3%

Admin fee / account holder

$1,818

$12,406-85.3%

$10,767-83.1%

$11,409-84.1%

ROSENE, PICKHINKE, PETERS & CO. EMPLOYEE 401(K) PROFIT SHARING PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ROSENE, PICKHINKE, PETERS & CO. EMPLOYEE 401(K) PROFIT SHARING PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion