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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,390 | $232,540-82.2% | $185,117-77.6% | $147,586-72.0% |
| Participation rate | 90.0% | 82.4%+7.6pp | 77.3%+12.7pp | 82.8%+7.2pp |
| Annual return | 19.21% | 43.03%-23.8pp | 40.50%-21.3pp | 578.59%-559.4pp |
| Employer contribution / active EE | $2,482 | $5,195-52.2% | $4,182-40.6% | $4,876-49.1% |
| Participant deferral / active EE | $6,147 | $5,834+5.4% | $5,045+21.8% | $5,439+13.0% |
| Admin fee / account holder | $3,827 | $10,275-62.8% | $8,159-53.1% | $10,886-64.8% |