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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,947 | $183,592-89.7% | $155,574-87.8% | $145,877-87.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 2.79% | 61.37%-58.6pp | 64.87%-62.1pp | 551.28%-548.5pp |
| Employer contribution / active EE | $5,612 | $5,317+5.6% | $4,676+20.0% | $4,663+20.3% |
| Participant deferral / active EE | $5,236 | $6,466-19.0% | $5,629-7.0% | $6,691-21.7% |
| Admin fee / account holder | $39,606 | $19,316+105.0% | $15,914+148.9% | $13,402+195.5% |