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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,157 | $226,105-73.0% | $182,540-66.5% | $152,897-60.0% |
| Participation rate | 81.3% | 82.5%-1.2pp | 78.0%+3.3pp | 82.5%-1.2pp |
| Annual return | 25.86% | 192.58%-166.7pp | 148.58%-122.7pp | 345.43%-319.6pp |
| Employer contribution / active EE | $8,957 | $4,978+79.9% | $4,076+119.8% | $4,764+88.0% |
| Participant deferral / active EE | $7,255 | $6,370+13.9% | $5,525+31.3% | $5,851+24.0% |
| Admin fee / account holder | $1,929 | $10,706-82.0% | $8,593-77.6% | $11,599-83.4% |