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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,968 | $180,459-62.3% | $154,108-55.9% | $135,380-49.8% |
| Participation rate | 83.3% | 87.4%-4.1pp | 83.0%+0.3pp | 82.6%+0.7pp |
| Annual return | -6.77% | 888.21%-895.0pp | 735.21%-742.0pp | 519.81%-526.6pp |
| Employer contribution / active EE | $7,677 | $6,035+27.2% | $5,298+44.9% | $4,779+60.6% |
| Participant deferral / active EE | $5,933 | $5,806+2.2% | $5,081+16.8% | $5,609+5.8% |
| Admin fee / account holder | $950 | $16,145-94.1% | $13,411-92.9% | $10,828-91.2% |