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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 16-1450952 | Recordkeeping | $34,179 |
HAWTHORNE FINANCIAL, LLC1 year Service code 27 8025 BONHOMME AVENUE STE 100 · CLAYTON, MO 63105 | Advisory (Plan) | $21,786 |
CHARLES SCHWAB & CO., INC.3 years Filed as: CHARLES SCHWAB TRUST BANK Service code 19 · EIN 82-3967259 | Securities Custodian | $7,664 |
CHARLES SCHWAB & CO., INC.4 years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,499 | $84,499-5.9% | $125,391-36.6% | $66,949+18.7% |
| Participation rate | 98.0% | 76.4%+21.5pp | 82.4%+15.6pp | 69.8%+28.1pp |
| Annual return | -17.27% | -8.49%-8.8pp | 572.41%-589.7pp | 1.57%-18.8pp |
| Employer contribution / active EE | $1,356 | $3,554-61.9% | $4,816-71.9% | $2,545-46.7% |
| Participant deferral / active EE | $7,450 | $6,785+9.8% | $7,4480% | $4,239+75.7% |
| Admin fee / account holder | $276 | $685-59.8% | $10,009-97.2% | $594-53.6% |