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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,875 | $103,393-84.6% | $87,103-81.8% | $152,909-89.6% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.9%+23.1pp | 82.5%+17.5pp |
| Annual return | 31.46% | 28.10%+3.4pp | 28.19%+3.3pp | 345.46%-314.0pp |
| Employer contribution / active EE | $0 | $3,221-100.0% | $2,521-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $4,394 | $4,778-8.0% | $4,049+8.5% | $5,851-24.9% |
| Admin fee / account holder | $616 | $12,195-95.0% | $7,491-91.8% | $11,601-94.7% |