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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,255 | $55,446-49.0% | $155,574-81.8% | $74,429-62.0% |
| Participation rate | 23.8% | 61.9%-38.2pp | 78.2%-54.5pp | 67.2%-43.5pp |
| Annual return | 17.64% | 269.20%-251.6pp | 64.87%-47.2pp | 1368.38%-1350.7pp |
| Employer contribution / active EE | $1,109 | $2,266-51.1% | $4,676-76.3% | $2,625-57.8% |
| Participant deferral / active EE | $2,337 | $2,836-17.6% | $5,629-58.5% | $4,348-46.3% |
| Admin fee / account holder | $5,693 | $1,743+226.6% | $15,914-64.2% | $1,944+192.8% |