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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,255 | $55,472-49.1% | $155,567-81.8% | $74,546-62.1% |
| Participation rate | 23.8% | 61.9%-38.2pp | 78.2%-54.4pp | 67.2%-43.5pp |
| Annual return | 17.64% | 268.72%-251.1pp | 64.74%-47.1pp | 1366.03%-1348.4pp |
| Employer contribution / active EE | $1,109 | $2,269-51.1% | $4,674-76.3% | $2,624-57.8% |
| Participant deferral / active EE | $2,337 | $2,838-17.7% | $5,628-58.5% | $4,347-46.3% |
| Admin fee / account holder | $5,693 | $1,743+226.7% | $15,916-64.2% | $1,944+192.9% |