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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,331 | $106,749-30.4% | $145,433-48.9% | $82,448-9.8% |
| Participation rate | 81.3% | 75.6%+5.6pp | 82.1%-0.9pp | 68.1%+13.2pp |
| Annual return | 17.22% | 27.59%-10.4pp | 66.58%-49.4pp | 41.64%-24.4pp |
| Employer contribution / active EE | $4,064 | $3,444+18.0% | $4,554-10.8% | $2,551+59.3% |
| Participant deferral / active EE | $7,109 | $6,519+9.1% | $7,897-10.0% | $4,139+71.7% |
| Admin fee / account holder | $1,664 | $8,390-80.2% | $13,129-87.3% | $7,234-77.0% |