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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,368 | $150,446-58.5% | $136,297-54.2% | $147,585-57.7% |
| Participation rate | 83.3% | 84.4%-1.1pp | 81.9%+1.4pp | 82.8%+0.5pp |
| Annual return | 14.09% | 1049.14%-1035.1pp | 5156.19%-5142.1pp | 578.58%-564.5pp |
| Employer contribution / active EE | $6,503 | $5,256+23.7% | $4,696+38.5% | $4,876+33.4% |
| Participant deferral / active EE | $5,353 | $6,631-19.3% | $6,247-14.3% | $5,439-1.6% |
| Admin fee / account holder | $2,311 | $10,906-78.8% | $9,244-75.0% | $10,886-78.8% |