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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,535 | $150,446-15.9% | $136,297-7.2% | $147,585-14.3% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 34.61% | 1049.14%-1014.5pp | 5156.19%-5121.6pp | 578.58%-544.0pp |
| Employer contribution / active EE | $5,345 | $5,256+1.7% | $4,696+13.8% | $4,876+9.6% |
| Participant deferral / active EE | $8,738 | $6,631+31.8% | $6,247+39.9% | $5,439+60.7% |
| Admin fee / account holder | $27,220 | $10,906+149.6% | $9,244+194.5% | $10,886+150.1% |