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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,641 | $160,028+18.5% | $147,080+28.9% | $145,884+30.0% |
| Participation rate | 60.0% | 84.0%-24.0pp | 82.2%-22.2pp | 80.3%-20.3pp |
| Annual return | 19.77% | 98.60%-78.8pp | 420.17%-400.4pp | 551.85%-532.1pp |
| Employer contribution / active EE | $3,874 | $5,286-26.7% | $4,933-21.5% | $4,662-16.9% |
| Participant deferral / active EE | $10,392 | $8,422+23.4% | $8,066+28.8% | $6,690+55.3% |
| Admin fee / account holder | $5 | $15,030-100.0% | $12,989-100.0% | $13,392-100.0% |