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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,739 | $202,342-0.8% | $172,752+16.2% | $152,897+31.3% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 18.02% | 1029.83%-1011.8pp | 802.97%-784.9pp | 345.43%-327.4pp |
| Employer contribution / active EE | $19,513 | $5,858+233.1% | $5,144+279.3% | $4,764+309.6% |
| Participant deferral / active EE | $15,109 | $5,948+154.0% | $5,198+190.7% | $5,851+158.2% |
| Admin fee / account holder | $12,022 | $17,111-29.7% | $13,955-13.9% | $11,599+3.6% |