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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $700,818 | $167,362+318.7% | $143,799+387.4% | $134,532+420.9% |
| Participation rate | 88.9% | 84.8%+4.1pp | 80.3%+8.6pp | 81.2%+7.7pp |
| Annual return | -23.43% | 0.47%-23.9pp | -0.04%-23.4pp | 418.27%-441.7pp |
| Employer contribution / active EE | $23,241 | $5,620+313.5% | $4,952+369.3% | $4,741+390.2% |
| Participant deferral / active EE | $14,750 | $6,447+128.8% | $5,638+161.6% | $6,401+130.4% |
| Admin fee / account holder | $3,607 | $18,094-80.1% | $14,677-75.4% | $11,429-68.4% |