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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,244 | $87,546-91.7% | $75,784-90.4% | $125,389-94.2% |
| Participation rate | 100.0% | 80.2%+19.8pp | 75.8%+24.2pp | 83.2%+16.8pp |
| Annual return | -16.30% | 13.49%-29.8pp | 9.68%-26.0pp | 282.24%-298.5pp |
| Employer contribution / active EE | $2,554 | $3,930-35.0% | $3,323-23.1% | $4,866-47.5% |
| Participant deferral / active EE | $4,311 | $4,230+1.9% | $3,652+18.1% | $5,352-19.4% |
| Admin fee / account holder | $1,373 | $6,503-78.9% | $5,300-74.1% | $9,541-85.6% |